Buying a home of your own

So you’ve decided you want to stop paying rent and buy your first home. You’re not alone. With interest rates at their lowest in decades, many people have discovered that mortgage payments can be significantly lower or at least comparable to the rent they are currently paying. Making the decision to become a homeowner is…

Home Owners Primer

New homeowners often find there’s more to keeping up a house than cutting the grass and clearing snow from the driveway. Tools To start with, a new homeowner needs to have on hand a ‘basic tool kit’. A number of basic tools are a must C a metal hammer, screwdrivers with a variety of heads,…

Real Estate Terminology

The one thing about participating in the real estate market that confounds most consumers is the terminology and jargon that must be learned. But, as with any business, in order to be successful as a buyer or seller, it is necessary to become familiar with certain concepts and words. The real estate business is somewhat…

Bathroom Makeovers

Today more and more homeowners are directing their energy and creativity towards redecorating the bathroom. Be it the family bath, or the master ensuite, the primary focus is on increased luxury comfort and convenience. Many homeowners are looking for new ideas to make their existing bathrooms larger. Get the most from your space Redecorating a…

Your Heating System

A heating system converts fuel into heat which then flows through a house. The efficiency of a heating system depends on the amount of fuel consumed to meet heating needs. Using less fuel means your system has increased its energy efficiency. Check your heating system first One way to maximize output using the least amount…

Creating Curb Appeal?

They say you can’t judge a book by its cover. But when it comes to houses, the exterior can be just as important as the interior if selling or buying. When selling, it is the outside, or the home’s curb appeal that often determines whether the inside is ever seen. How a house ‘shows’ from…

Garden Year Round in your Home

It’s hard for an avid gardener to put down their spade come winter. That’s why so many choose to garden year-round. Whether it is wintering expensive outdoor annuals inside your home, investing in a small greenhouse or growing miniature indoor gardens on window ledges and in special containers, there are many ways to keep gardening…

Say it with Colour

Even on the dullest winter day, colour fills our lives.  Look around and you’ll see a thousand shades of greens and browns, violets, greys, golds and blues.  Colour is also part of our language.  Few of us will dispute that it affects our moods and how we feel — red with anger, green with envy,…

Arranging your Mortgage

Arranging your mortgage doesn’t have to be a baffling experience Buying a home today is an extremely attractive proposition. Interest rates are at their lowest in decades and the housing market is full of homes to suit just about any budget or family requirement. Still, you’ll inevitably have to deal with financing and this will…

Cut Years off your Mortgage

With today’s low interest rates, deciding to buy a home is one of the best decisions anyone can make. Financing such a big purchase, however, often means combining savings with money borrowed through a financial arrangement, commonly referred to as a mortgage. Mortgages allow you to pay back the principal, or amount borrowed, plus interest,…

Closing the deal

It’s an exciting time. Your offer has been accepted. You can’t wait to move into your new home.  But don’t start celebrating yet.  There is one final stage involved in purchasing a home — closing the deal. Closing is the point at which ownership and usually possession of the property is transferred from the seller…

On the Move

There’s little doubt that Canadians are on the move. Whether moving from an apartment to a home, apartment to apartment or home to home, moving is no simple matter. With careful planning, however, your transition can be facilitated in an organized and efficient manner, allowing you the peace of mind you need to settle into…